Ruth A. Spalter

Attorney at Law

What is bankruptcy?

 

Should I file bankruptcy?

 

Can I file bankruptcy?

 

Are there other alternatives to bankruptcy?

 

So many questions arise when considering bankruptcy.  The most common types of bankruptcy for individuals are Chapter 7 and Chapter 13.  Chapter 7 Bankruptcy can discharge some or all of your debt, depending upon your income and the type of debt you have.  Chapter 13 Bankruptcy can restructure your debt including discharging some of your debt depending upon your income and the type of debt you have.  Bankruptcies are a federal proceeding and are filed in Federal District Court, however Washington State law regarding exemptions may apply to your case.

 

Bankruptcy is a complex area of law.  Before filing bankruptcy you should always seek legal advice.  I can assist you in making that decision and represent you in filing a bankruptcy should you decide it's the right course of action for you.

 

Contact my office for a confidential consultation.

A DEBT RELIEF AGENCY